Finance and Retirement Blog


What Is A Pension?

By tom | June 4, 2021 |
Jacobs Financial Services -What Is A Pension

What you’ll learn: A pension, unlike an IRA, is a retirement plan that your employer fully funds to provide a monthly income in retirement. Pensions are based on the employee’s compensation, years of service, and age at retirement, but they aren’t offered by all employers. At Jacobs Financial Services, many of our clients in West Michigan…

How to Choose the Right Type of Life Insurance

By tom | April 9, 2021 |
life insurance policy

What you will learn: Life insurance provides protection for your family upon your death. Term life and permanent life insurance policies provide different advantages. As most adults start a family, they start to think about how to make sure the ones they love are always secure. One way to do that is with life insurance.…

How To Defuse the Tax Bomb in Your Retirement Plans

By tom | March 9, 2021 |

Your 401(k) and IRA are tax-deferred savings, but that doesn’t mean you’ll never pay taxes on your retirement savings. Don’t let large tax amounts surprise you during retirement and rob you of your peaceful financial situation. Discover how Jacobs Financial can help you defuse that tax bomb and take back your retirement. Is there a…

A Beginner’s Guide to Understanding 401(k)s

By tom | March 2, 2021 |
A Beginner’s Guide to Understanding 401(k)s

A Beginner’s Guide to Understanding 401(k)s Your 401k is a retirement plan that includes products that you can pick yourself. At Jacobs Financial, we work with you to understand your 401k options and take additional steps to promote a successful retirement. Whether you signed up for an employee plan without knowing the details or you’re…

How an Annuity Fits Into Your Retirement Plan

By tom | January 11, 2021 |
How an Annuity Fits Into Your Retirement Plan

Retirement planning is a crucial step to a successful retirement. Unfortunately, it can be difficult to navigate the many products available. Work with Jacobs Financial to see how annuities for retirement can help you take the next step in your plan. Whether just around the corner or decades away, it’s never too early or late…

Understanding the Different Types of Retirement Plans

By tom | December 14, 2020 |

Saving for your retirement is a significant task. Thankfully, there are many types of retirement plans to help you reach your retirement goals. Navigate the ins and outs of these common retirement plans today. Work with a trusted advisor at Jacobs Financial Services to set a course for smart planning. IRA vs. Roth IRA Retirement…

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