Get to know Ray Lutke

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Ray Lutke

Retirement Strategist

Ray’s mission is to help you find financial strategies and solutions that leave you confident you won’t outlive your income, all while emphasizing risk management and tax efficiencies.
Ray is an Investment Adviser Representative who is licensed to sell life insurance in Michigan. He earned his bachelor’s degree from Hope College.
Ray and his wife, Linda, have two adult children and four grandchildren. On weekends and during his free time, Ray enjoys riding horses and hunting.